Sunday, November 30th - 2:30 p.m. - 5:30 p.m.

The Santa Claus Parade starts at 2:30pm. Parade route: William St. to St. Paul St. to James St. to Market Square. Come on over to the Market Square after the parade. Have a chance to visit with Santa and Mrs. Claus, enjoy the jump n’ bounce, pony rides and children’s crafts all while enjoying some hot apple cider. Free admission.

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Quote of the Week
Keep away from people who try to belittle your ambitions. Small people always do that, but the really great make you feel that you, too, can become great.
Mark Twain 

Have a great week!

Paul Croteau
Mortgage Specialist
BMO Bank of Montreal
31 King Street
St. Catharines, ON
ph: (905) 321-3230
fx: (905) 641-7854
Paul.Croteau@bmo.com

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Tags: St-Catharines, Niagara, Canada, Mortgage-Rates, Paul-Croteau, Mortgage-Specialist, Bank-of-Montreal

UPDATE: This property has been SOLD!

Please use our online complimentary St. Catharines Ontario real estate search to find similar available listings.

The price has been adjusted!!!  This beautiful home in St. Catharines is now priced at $239,900.00!

This St. Catharine’s home is priced at $249,900.00!

Ideal living, with its beautiful décor throughout, in a four year old bungalow town home. From its vaulted ceilings to an island kitchen rich with maple cabinets, pot lights and four included appliances. The master bedroom has a 3pc ensuite and walk-in closet. The front bedroom has a large double closet which could be used as a home office or den. Hardwood and ceramic flooring has been used throughout the bedrooms and main floor living areas. The great room features a gas fireplace and a garden door overlooking a backyard wooden deck. The low condominium fee, which includes all landscaping and snow removal, gives one a great lifestyle for only $100 per month.

For further information on this home, please contact Timothy 1-800-467-8498 or email him.

For St. Catharines attractions, you can visit:

Tour St. Catharines
St. Catharines on WorldWeb
St. Catharines Website

For pictures of this home visit here. For other listings, you can see them by visiting St. Catharines Real Estate listings page or the listings section of the blog.

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Tags: 16-605-Welland-Avenue, St.-Catharines, Ontario, St.-Catharines-Listings, St.-Catharines-Homes,, City-of-St.-Catharines, St.-Catharines-Attractions, St.-Catharines-Real-Estate, Tour-St.-Catharines, Timothy-Salisbury

What features do I want in a home? What features do I need in a home?

Looking for a new home can seem overwhelming at first. There are so many things to think about, so many choices, and often not enough time.

A small investment of time and effort right at the start can pay tremendous dividends. Take the time to organize your thoughts and think seriously about what sort of home you want before you start looking. It will simplify the process, save you time, and help lead you to the right home for you.

Make sure that you talk to a REALTOR® before you start your search to help you get organized, answer your questions, and also to raise important questions to ask yourself, such as:

* Where do I want to live? (community/general area)
* How much should I expect to spend on purchasing a home?
* Are schools a factor?
* Do I want an older home or a new one?
* What style of home do I prefer? (ranch, colonial, split-level, multi-level, town home, condominium, multi-family, bungalow, other)
* How much renovation and remodelling am I willing to do?
* Is being close to public transportation important?
* Do I have special physical requirements, such as wheel chair access?
* Do I have pets to consider?
* What sort of lot would I like? (small yard, large yard, fenced, garage, patio/deck, other buildings)
* How many bedrooms do I need? How many would I like to have?
* How many bathrooms do I need? How many would I like to have?
* How big a house do I want? How many rooms? How many square feet?
* What features are important? (air conditioning, carpeting, ceramic tile floors, hardwood floors, eat-in kitchen, separate dining room, formal living room, family room, den, library, basement, separate laundry room, fireplace, workshop, other)

Source: Royal LePage

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The tree of lights celebration is fun for the whole family!

Join in the fun with musical entertainment, holidays crafts for the children, cookies, hot chocolate & treats for the family, pictures with Father Christmas.

All proceeds from the 2008 Tree of Lights Campaign will be directed toward Critical Care Services at the St. Catharines General Site.

What is the Tree of Lights Campaign?

* The TOL campaign has been one of the most successful fundraising initiatives for the Foundation, raising over $1.1 million in its 22 year history.

* These funds have been used to purchase urgently needed patient care equipment for departments including the Operating Room, Emergency Room, ICU and Pediatrics at the St. Catharines General Site.

* Every year the grounds of Thorold Fire Hall and St. Catharines City Hall are illuminated, with each light on the “Tree of Lights” representing a donation made in honour or in memory of someone special.

* Each year the top strand of lights is dedicated to those who have made a difference in their community.

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MORTGAGE INTEREST RATE SPECIAL
 
5 YEAR FIXED AT 5.25%

For a limited time only BMO Bank of Montreal is offering a 5 year fixed term at 5.25%. This is almost a full 2% reduction from the regular posted rate. If you know of anyone who may benefit from this fantastic offer, please do not hesitate to get into contact with me.

Quote of the Week
“Flaming enthusiasm, backed up by horse sense and persistence, is the quality that most frequently makes for success.”
Dale Carnegie

Have a great week!

Paul Croteau
Mortgage Specialist
BMO Bank of Montreal
31 King Street
St. Catharines, ON
ph: (905) 321-3230
fx: (905) 641-7854
Paul.Croteau@bmo.com

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Tags: St-Catharines, Niagara, Canada, Mortgage-Rates, Paul-Croteau, Mortgage-Specialist, Bank-of-Montreal

Hey Bloggers,

Here’s October’s Canada Mortgage and Housing Corporation’s latest stats: 2008_11_10_0815_eoc.pdf

Housing starts of single detached homes year to date down 13 percent.

As always, should you have any questions, contact me via e-mail at email@timothysalisbury.com or call me at 905-937-6000.

T.

Timothy Salisbury
Broker
The Salisbury Team
Royal LePage Niagara Real Estate Centre Inc., Brokerage
Toll Free - 1-800-467-8498
Office - 905-937-6000
View My Website and my Blog at www.timothysalisbury.com
P.S. The best compliment we can ever receive, is when you tell others about us.

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Tags: St.-Catharines-Real-Estate, , Timothy-Salisbury, Canada-Mortgage-and-Housing-Corporation, CMHC